Retirement Planning Gap

In this video, Daniele Maria Ripani shares insights on his research about the Retirement Planning Gap.

His paper investigates how much time people spend on retirement planning information available on the online portal of a pension fund. On average, participants spent only 833 seconds (about 14 minutes) on the portal during a 13-month observation period, highlighting that they make little use of it overall.

Participants devote significantly more time to the portal only when concrete retirement options become available.

 When it comes to who spends the most time on the portal, their results highlight a persistent challenge in digital information provision. The patterns suggest that pension portals may be more readily used by individuals already inclined toward retirement planning, while engagement remains lower among others. Consequently, rather than automatically bridging the planning gap, these digital tools may inadvertently mirror existing socioeconomic asymmetries in retirement readiness.

<- Watch the short video in which he explains his analysis

Do you want to know more about the results of this project?

Please download and read the full paper below